Finance

Through our diverse range of products and services, we can provide our SME clients with every type of business finance they will ever need.

That is why we call ourselves One Stop Business Finance

Services

One Stop Business Finance provides a range of funding solutions for Small to Medium Enterprises.

We are incredibly proud that all of our facilities are custom-made to the client’s funding needs, with responsible lending sitting at the very heart of what we do.

Our no-nonsense, straightforward, and importantly, human approach, will ensure that we deliver results quickly.

This fused with our own in-house brokering services and own lending book allows us to tailor truly bespoke funding packages to you.

Our skills and experience enable us to fund a variety of scenarios; from growth to acquisitions (including management buyouts), refinancing, and restructures.

Whatever the loan purpose, our aim is to become a trusted funding partner to the businesses that we support.

We are here to listen, and importantly, help.

Working Capital

As a small to medium business owner, you may be familiar with the day-to-day tasks that can be a constraint if cash flow is limited. This is why, we are here to offer increased flexibility compared with the banks.

A Working Capital Loan is a short-term business loan to help with everyday operations.

Bridging Loans

A bridging loan is a short-term cash injection that simply, can be used to ‘bridge the gap’ if you need to buy one property before selling the other.

This funding option is most often used to raise short-term capital quickly when it is not available through conventional borrowing.

Revolving Credit Facility

Revolving Credit Facility enables you to draw down working capital, repay it, and withdraw again when it suits you.

You can use this line of credit to support growth strategies and acquisitions, or to simply strengthen working capital.

Invoice Financing

Invoicing Finance is a simple short-term finance solution for small to medium organisations. If you have payments owed to you by your customers and need some cash to manage your day-to-day bills, we are able to purchase those invoices from you and free up some of your cash through our Invoice Finance facility offering.

Development Lending

Our speciality is in the area of residential property, where, often the loan to value percentage exceeds those required by mainstream lenders.

Commercial Property Loans

If you’re looking to purchase a new commercial building, we have access to lenders for both Commercial Property Mortgages and for Commercial Property Development purposes.

A benefit to a Commercial Property Loan is that loan periods can be identified from 1 month to 30 years, with values from £10,000 to £30 million.

Asset Finance

Do you need new machinery, office equipment, or an addition to your fleet?

Asset Finance is a type of lending that gives you access to business assets such as heavy goods vehicles, film projectors and IT telecoms. Our network of fixed asset loan providers funds for periods of 18 months to 10 years, and will transact purchases in value from £1,000 to £10 million.

Short-Term Loan

A Short-Term Loan facility is usually a short-term cash injection to help businesses to purchase fixed assets, and to help with immediate and cyclical working capital needs.
Whilst a standard Term Loan would be used as working capital to aid business growth, we can also provide cash for Manager Buy-outs (MBO’s) and Manager Buy-ins (MBI’s).

Our Finance Engineer

Annamaria Rossi

Annamaria provides friendly, flexible finance.

 

CALL

07354 044834

EMAIL

david@thebusinessengineers.co.uk

Office

James Wolfe Road
Oxford
Oxfordshire
OX4 2PY

Operating Procedures

"David is cool, calm and hugely supportive. By inviting David into my business to look, listen, learn and get a full understanding of what my aims for the business are, he has been able to advise me on how I can best build the business and work towards a goal of a really happy work/life balance."

Company Growth

"Enjoyable, professional, relatable are a few words I could use to describe David. I think the most appropriate word is a friend. He has been instrumental in where the business has gotten to today and long may our relationship continue."

Contact David

Office

James Wolfe Road
Oxford
Oxfordshire
OX4 2PY

Next Events

David attends Business Buzz in Oxfordshire:

Thame Buzz
When: 1st Thursday of each month

Witney Buzz
When: 1st Tuesday of each month

Chipping Norton Buzz
When: 2nd Tuesday of each month

Bicester Buzz
When: 2nd Thursday of each month

Oxford Buzz
When: 3rd Tuesday of each month

Abingdon Buzz
When: 3rd Wednesday of each month

Banbury Buzz
When: 4th Wednesday of each month

Come and meet David